Kamis, 06 Februari 2014

Funding the purchase of a new computer

If you’re considering buying a new computer or renew an existing one recommend consulting all funding opportunities offered by agencies and organizations such as banks or ministries, as there are aids that may help regarding pay in easy installments.

Today, the importance of the so-called ‘information society’ and, consequently, the need to be close to the new technologies (ICT) are a fact. So much so, that the computer has become an almost essential tool of our daily lives, in labor, in academia and even in leisure time.

If your computer crashed or simply is outdated, you should know that there are numerous companies that offer attractive financing for the purchase of computer equipment and Internet access.

On many occasions, is a major financial effort to address the disbursement requires the purchase of a computer, especially laptops, whose number far exceeds sales to desktop computers. Therefore, it is advisable to know that there are aid for the acquisition of the same, thanks to affordable loans that are characterized by the ability to pay in easy installments and have low interest rates and commitment fees, which are around 2.5%. The deadline for the return varies from 6 to 12 months, although being under 35 years old or be enrolled in a university, there is an extension.

The so-called ‘Digital Citizenship Loan’, part of the Plan Avanza and promoted by the Ministry of Industry, Tourism and Commerce, is one of the most beneficial initiatives for the renewal of computer equipment and broadband connection.

And, thanks to the Official Credit Institute (ICO) and the collaboration agreements with certain entities can obtain a loan with no origination fees, no prepayment penalties and the 0% interest. The ICO finances 100% of the purchase (including VAT) up to a maximum of $ 3,000, where besides the computer and connection, you can add software, antivirus or electronic card reader.

Thus, you no longer need to save for months, because the solution is to hire a small loan to finance the purchase of the computer that you desire, endowed with the most advanced technology.

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